Business liability insurance

As a business owner, you will need to protect yourself from liability in respect of injury or damage to the public and injury or illness to your employees. We provide an insurance package that will cover you in respect of any of these unfortunate events. Business liability insurance can be confusing, which is why we have several fully trained staff to answer any questions you have.

When starting a business, one of the main things to consider is business liability insurance. Depending on what your company does, there are many different risks that you may or may not be aware of. For example, as an accountant you may not think much can go wrong but if you turned up at your client's house, put your briefcase down and your client got up to make you a cup of tea and tripped over your case injuring themself, you may be liable for their injury.

Another example could be that you run a carpentry business and one of your employees goes out to do a job for you and bangs a nail into his finger by accident. This would cause injury that you as the employer may be liable for. Your liability insurance would basically cover you for such incidents.